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Cheshire East Council permitted to borrow up to £35m to help balance the 2026-27 Budget

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Tuesday, 24 February, 2026
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£35m EFS 25.02.2026

Government published details today of support granted to Local Authorities who have requested Exceptional Financial Support (EFS) for 2026-27. “Support in Principle” has been granted to Cheshire East Council up to the value of £35 million to aid the Council to meet current deficits and deliver a balanced budget.

This news follows the recent refusal by Government to allow Cheshire East Council to raise its Council Tax by 9.9% without needing to hold a referendum.

Whilst this type of borrowing will help address current budget pressures, it must be remembered that this comes on the back of over £30million Exceptional Financial Support that was borrowed last year for 2026-26 that was supposed to deliver financial sustainability. This means that Cheshire East Council now have an EFS debt of over £60m that must be repaid over the next twenty years together with the costs of servicing that debt (which is currently running at around 5% per annum).

On Wednesday 25th February, at the Annual Budget Council, Cheshire East Councillors will be asked to approve the Mid-term Financial Strategy (Budget MTFS) that will identify how and when the EFS monies will be drawn down, together with the fiscal details that must deliver a balanced budget.

The MTFS requires the statutory publication of the Chief Financial Officer (S151 Officer)’s Section 25 Report on the robustness of the 2026/27 budget estimates and the adequacy of reserves.

This year, the unusual step was taken to publish the Section 25 Report as a separate Appendix.

The Section 25 Report Judgement is very clear;

  1. Robustness of Estimates: These are robust but will only be delivered if a significant raft of conditions and actions are delivered at pace.

  2. Adequacy of Reserves: The total level of reserves are inadequate for the size, scale and complexity of this Council.

Irrespective of EFS borrowing, the Council Budget and longer term finances remain worryingly fragile

References:

  1. https://www.gov.uk/guidance/exceptional-financial-support-for-local-authorities-for-2026-27
  2. https://moderngov.cheshireeast.gov.uk/ecminutes/documents/s130575/Appen…

     

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